Storm Damage
When the unexpected happens, we help individuals and businesses collect the money they deserve for their insurance claims.
Storm damage can be frustrating for homeowners and business owners in Florida, especially after hurricanes, tropical storms, or high winds. A recent change in Florida law now gives homeowners just one year to file a claim after storm damage happens. This shorter time limit means people need to act quickly or risk losing out on their claim. Knowing this statute of limitations and what to do after a storm can help you protect your home and make sure you get the help you need from your insurance.
Who Needs Legal Help After Storm Damage
- Homeowners and business owners: If a storm has damaged your home or business, legal support can help you manage the insurance claim process. With the right guidance, you can ensure fair treatment and secure the compensation you deserve.
- Insurance claim disputes: If your claim is denied, undervalued, or delayed, legal help can protect your interests and push for a fair settlement.
- Property owners facing extensive damage: For extensive damage, like roof collapse or flooding, professional legal support can help you manage complex restoration and compensation issues.
What Challenges You Might Face
- Insurance companies may try to deny claims or offer low settlements. Handling this on your own can result in mistakes that affect your compensation.
- Assessing storm damage is complex, and without expert help, you might miss important issues that impact your payout.
- Many homeowners and business owners don’t know their rights in storm damage cases. Florida statutes establish certain rights for policyholders. This includes the right to a prompt and fair settlement. However, insurance companies may interpret these statutes differently. Without legal representation, you may miss the statute of limitations or fail to explore all options for compensation.
- Restoration can be costly and slow. Without proper legal guidance, you may be stuck with unfair repair estimates or unexpected expenses.
How Melamed Law Stands by Your Rights
- Our legal team negotiates directly with the insurance company, using Florida laws to hold them accountable and push for the compensation you deserve. This reduces the risk of mistakes that might affect your settlement.
- We work with experts who carefully inspect your property, ensuring that all damages are documented. This thorough approach helps you avoid lowball offers and maximizes the amount you can recover.
- Florida law provides rights and protections for homeowners and business owners after storm damage, but these aren’t always easy to understand. We explain your rights clearly and ensure you meet all legal deadlines. This helps you explore every option for compensation, whether through your insurance policy or other potential avenues.
- The cost and time for repairs can add up quickly, especially if insurance offers don’t cover everything. With our guidance, you can avoid unfair repair estimates and unexpected expenses. We advocate for a realistic repair budget and ensure that any estimate aligns with the real costs you’ll face, giving you peace of mind through every step.
Let Melamed Law Lead the Way—
Contact Us for Trusted Guidance!