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Hurricane Damage

When the unexpected happens, we help individuals and businesses collect the money they deserve for their insurance claims.

Hurricanes can seriously impact properties across Florida, leaving homeowners, business owners, and tenants needing quick support. When wind, flood, or structural damage occurs, getting legal help ensures you receive fair compensation. However, Florida’s hurricane damage laws limit your time to file a claim—typically to just one year after the hurricane. This tight deadline makes it essential to act quickly and seek legal guidance to protect your rights and secure fair compensation.

Who Needs Legal Help After Hurricane Damage

  • Homeowners with unsettled insurance claims: If your insurance claim is denied, underpaid, or delayed, legal support can help you fight for a fair resolution.
  • Business owners facing severe losses: Hurricanes can cause massive damage to properties and disrupt business operations. Legal help can assist in securing the funds necessary to rebuild and recover.
  • Tenants displaced by damage: If you’re a tenant displaced due to hurricane damage, you might have the right to demand repairs or compensation under Florida tenant laws.
  • Property owners with complex damage: Structural, flood, and mold damage often require detailed assessment. Legal help ensures you’re fairly compensated for all types of damage.

What Challenges You Might Face

  • Insurance companies often deny or delay claims, which means you might wait longer for the funds needed to start your recovery. Handling these setbacks without legal guidance can make the process frustrating.
  • Insurance companies frequently offer settlements that don’t fully cover your repair costs. Without an attorney, negotiating a fair settlement to cover your expenses can be tough, and you might end up paying out of pocket.
  • Documenting extensive damage, such as structural issues or mold, requires careful organization and expert evidence. Gathering this evidence on your own can feel challenging, especially when it comes to proving the damage to insurance companies
  • With hurricane damage, you may need to file multiple claims for wind, flood, and mold damage. Handling these claims and understanding coverage gaps can be confusing without legal expertise, which may reduce the amount of compensation you receive.
  • Under Florida's laws, you have limited time to report hurricane-related damages. If you miss the deadline, you may lose your right to compensation. An attorney can help you stay on top of these deadlines, which is necessary for receiving recovery funds on time.

How Melamed Law Stands By Your Rights

  • We engage directly with insurance companies, addressing claim denials and delays. Our team pushes for timely processing and holds insurance companies accountable at every step, ensuring that Florida laws work to your advantage in securing protection.
  • We closely review each settlement offer, negotiating for fair compensation that covers essential repairs and recovery expenses.
  • Partnering with specialists, we develop thorough damage assessments. This strong evidence supports your claim, enhancing your chances of full compensation.
  • Our team manages all paperwork, tracks claim progress, and resolves any coverage gaps, ensuring you receive fair compensation.
  • We make sure to file all claims on time, safeguarding your right to compensation under Florida’s strict legal deadlines.

Let Melamed Law Lead the Way—

Contact Us for Trusted Guidance!